When It Comes To Restaurant Insurance, GravySpoon Has Got You Covered!
Coverage you need for up to 30% less.
When It Comes To Restaurant Insurance, GravySpoon Has Got You Covered!
Coverage you need for up to 30% less.
The Guide Every Restaurateur Needs To Protect Their Business
Don't go through the complex world of insurance alone. Our comprehensive guide is packed with essential knowledge, key insights, and expert advice, all penned down by our team of industry professionals. Transform the way you understand insurance policies and make informed decisions that safeguard your future.
Click on the 'Download Now' button to get your copy of The Savvy Restaurateur's Guide for 2023: Proven Strategies for Boosting Traffic, Maximizing Profitability, and Safeguarding Your Investment today!
The Guide Every Restaurateur Needs To Protect Their Business
Don't go through the complex world of insurance alone. Our comprehensive guide is packed with essential knowledge, key insights, and expert advice, all penned down by our team of industry professionals. Transform the way you understand insurance policies and make informed decisions that safeguard your future.
Click on the 'Download Now' button to get your copy of The Savvy Restaurateur's Guide for 2023: Proven Strategies for Boosting Traffic, Maximizing Profitability, and Safeguarding Your Investment today!
Why Do You Need Insurance?
Why Do You Need Insurance?
Life is unpredictable
And that's why you need insurance. It serves as your financial safety-net, protecting you and your loved ones from unforeseen circumstances.
Protect Your Assets
Your restaurant is more than just a business, it's an investment. Insurance helps protect your valuable assets such as equipment, inventory, and property in case of accidents or disasters.
Legal Requirements
Insurance is often required by law to cover certain aspects of your business, such as workers' compensation or liability insurance. Stay compliant and avoid hefty fines by having proper coverage.
Peace of Mind
Running a restaurant is stressful enough, don't add to it by constantly worrying about potential risks and losses. With insurance, you can have peace of mind knowing that your business is protected.
Protect Your Reputation
In the age of social media, one bad incident can quickly damage your restaurant's reputation. With insurance, you have coverage for potential lawsuits or damages that could harm your business's image.
Business Continuity
Disasters and accidents can cause a major disruption to your business operations. With insurance, you can have the financial support needed to keep your restaurant running smoothly, even during tough times.
Life is unpredictable
And that's why you need insurance. It serves as your financial safety-net, protecting you and your loved ones from unforeseen circumstances.
Protect Your Assets
Your restaurant is more than just a business, it's an investment. Insurance helps protect your valuable assets such as equipment, inventory, and property in case of accidents or disasters.
Legal Requirements
Insurance is often required by law to cover certain aspects of your business, such as workers' compensation or liability insurance. Stay compliant and avoid hefty fines by having proper coverage.
Peace of Mind
Running a restaurant is stressful enough, don't add to it by constantly worrying about potential risks and losses. With insurance, you can have peace of mind knowing that your business is protected.
Protect Your Reputation
In the age of social media, one bad incident can quickly damage your restaurant's reputation. With insurance, you have coverage for potential lawsuits or damages that could harm your business's image.
Business Continuity
Disasters and accidents can cause a major disruption to your business operations. With insurance, you can have the financial support needed to keep your restaurant running smoothly, even during tough times.
Custom Insurance for Your Profession.
Food Distribution
Food Trucks
Local Restaurants
Franchises
Live Entertainment
Hotels
Catering
Banquets
Get GravySpoon.
Get Going.
Our business & restaurant insurance gives you the confidence to take smart risks; the kind that’ll take you to the next level. So whether you’re just starting out or looking to bring on a team of 20, GravySpoon will help get you there.
We Know You’re Busy, so We’ll Be Quick.
Tell us what you do.
Select your type of coverage.
Get your certificate of insurance.
Let’s Find the Coverage You Need for Your Business.
Business insurance is divided into different policies. We offer 7
types so it's easy to design the coverage that fits your business.
General Liability
Worker's Compensation
Professional Liability/E&O
Commercial Auto
Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.
If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.
If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.
Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom line. With commercial auto, you’re covered for dents, tows and damage to someone else’s car or truck. Add HNOA coverage for extra protection on rentals and employee vehicles.
Tools & Equipment
Commercial Property
Business Owner's Policy
Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.
Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business. We'll make sure your lights stay on if a fire, water damage or other covered event causes an interruption to your business.
A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.
We know you’re busy, so we’ll be quick.
Tell us what you do.
Select your type of coverage.
Get your certificate of insurance.
Let’s find the coverage you need for your business.
Business insurance is divided into different policies. We offer 7 types so it's easy to design the coverage that fits your business.
General Liability
Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.
Worker's Compensation
If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.
Professional Liability/E&O
If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.
Commercial Auto
Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom line. With commercial auto, you’re covered for dents, tows and damage to someone else’s car or truck. Add HNOA coverage for extra protection on rentals and employee vehicles.
Tools & Equipment
Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.
Commercial Property
Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business. We'll make sure your lights stay on if a fire, water damage or other covered event causes an interruption to your business.
Business Owner's Policy
A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.
Bonds
A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.
100% Dedicated to Hospitality & Food Services
Custom Policies for Food Service Professionals.
Distributors, Catering, Restaurant Owners, Hotels, E-commerce, Contractors, Entertainment, Food Trucks, Cloud Kitchens, Restaurant Franchises
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“We had been struggling for months trying to find insurance for our restaurant. It was nearly impossible...GRAVYSPOON is a lifesaver”
Aileen, Restaurant Owner
Hunan By The Falls
“We had been struggling for months trying to find insurance for our small concierge business. It was nearly impossible...GRAVY SPOON is a lifesaver”
Aileen, Restaurant Owner
Hunan By The Falls
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GravySpoon only works with carriers who are rated “A-Excellent” by AM Best, the industry standard for rating insurance companies.
Top Professions
Food Distribution
Food Trucks
Local Restaurants
Franchises
Live Entertainment
Hotels
Catering
Banquets
© 2023 GravySpoon
Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. GravySpoon Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.